Office:321.284.4400
Cell:321.948.1949
  Fax: 321.248.0422 
 
 
El SHADDAI Realty & Rent 2 Own Homes and Mortgages, INC
115 Spring Cove Trail Altamonte Springs FL 32714
FL. Lic Real Estate Broker

 

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Alexander Barkhatkov
FL. Lic Real Estate /
Mortgage Broker
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Click Here to download the application

Showing and application Policy:

There are 3 ways you can look at our homes

1. By Applying which involves you filling out an application signing and dating it and deposit a None refundable $80.00 dollar application fee (Why $80.00? The Criminal Nation Wide Background,  Check is $39.99 Identity Verification is $17.99 and Credit TRi - Merge is $18.99 we do not make any money on your application fee is a matter of fact it is not even enough to cover compliance and taxes that are involved.)

This is the best and fastest way for you to get access for the home that you are inquiring about because it saves you from the hassle of providing upfront documents which would be required in order for us to TRust you with secured and confidential information such as access to the house! if  applying you don't need to furnish upfront

  • Drivers License
  • Social Security card
  • w2's for 2 years
  • pay stubs 4 weeks
  • 60 bank statements
  • your own tri merge credit report (that may be not approved)
  • background and criminal (that may be not approved)
  • identity verification (that may be not approved)
  • copy of expired or soon to be expired Lease

once we have your application and a copy of your deposit slip, instead of us making you wait any longer we can just provide you with combo code to the lock box that is normally already on the front door of the house and you can go and look at the home and or any of our homes right away! This is the Best way for us to expedite timely showings due to the fact that we simply cannot drive out to a home 10-20 times a day because we have homes everywhere and it's simply impossible!

  • WHAT IF I DO NOT LIKE THE HOME? We can certainly help you in all your rental needs for a fee of $350.00 / $500.00. The fee is obviously an upfront prepaid fee and will be determined on difficulty and availability  as well as on case by case scenarios. What we mean is some individuals have 3-4 dogs, bad credit and very high risk, or bad references, evictions and so on, and there fore  most of owners do not want to rent on these type of files. Well we never say no and will keep working with you as long as you understand that no one works for free! Benefit is that because you already paid us and the owner does not have to! through this scenario we can lower your monthly rent by $25.00-$100.00 per month or petition an owner to make an exception because of your situation through letting them now that they are renting their home commission free and are saving a lot of money from realtor fees. if we saved you an average of 50 per month of rate that's 600.00 dollar discount so if you only paid 350.00 you still are in profit zone!
  • (This only is applicable to Rental Homes Not Rent 2 Own!)

second way to see a home is

2. By Providing upfront documents such as :

  • Drivers License
  • Social Security card
  • w2's for 2 years
  • pay stubs 4 weeks
  • 60 bank statements
  • your own tri merge credit report (that may be not approved)
  • background and criminal (that may be not approved)
  • identity verification (that may be not approved)
  • copy of expired or soon to be expired Lease

and making an appointment! Please view below common Questions and answers to help you out with questions that arise!

  • Why Drivers License? Because before we meet you we need to know who you are
  • Why Social Security card? Many People have same name and or forged identity
  • Why w2's for 2 years? Before we show you a home we need to know where you work and that you are making 3 times the Rent
  • Why pay stubs 4 weeks? To Confirm that you still have a job and income
  • Why 60 bank statements? To Confirm you have saved at least 2-3 month of rent saved Normally First, Last and Security with Bad Credit and Just First and Last with minimum Fico of 620
  • Why Your own Tri - Merge credit report that may be not approved? Any one can forge a Credit report!
  • Why your Background and criminal report may be not approved? any one can forge a Background and criminal report!
  • Why identity verification report may be not approved? any one can forge an Identity report!
  • Why copy of expired or soon to be expired Lease? We need to Know that you are ready to move or you are simply just looking at homes without intent

3.By Contacting your local Realtor

  • However there can be an issue with us honoring the rate due to the fact that we may have to pay additional commissions to your realtor and because of the additional expense you may not receive the advertised rate!
  • Also while or because you called on our advertising would constitute and not obligate us to pay your realtor commission with you being responsible for paying those undisclosed fees that we have no way of knowing as to what they are and may result and chances are in you loosing the over all deal combined
  • The advertised rate and terms are discounted for the very fact that we are selling / renting these homes without any third party injections or their respective fees!

Rental Policy

  • Anyone who is under 620 Fico credit score is considered a bad credit file However we do not penalize unless you are truly below 600 and there is additional risk like pets, not enough rental history, inconsistent job, not in same line of work for more then 2 years, law suites, judgments, evictions, child support, bad references, or income ratio issues with making more then 3 times the rent. All of these factors can increase your rental rate up from 50-200 per month it is also possible that you may have to use Owners approved lawn care and pool care to make sure that the property is taken care of and based on previous risks or situations you may be responsible for paying your own lease tax to county and your own renters insurance to provide basic dwelling coverage.
  • You have to make 3 times rent or you rate goes up
  • You have to project and have a least 2-3 month for First, Last and Security
  • Some Files with super high risk may need up to 4 months rent
  • We do not deny anyone! and Everyone is approved
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